The ultimate model that will emerge is going to be one that is a layered authentication approach. You will have risk-based authentication and forms of passive authentication, but, for certain segments of users and certain types of transactions that may be high-risk or high-value, there will be a need for strong credentials like one-time-password tokens.
- Chris YoungGet not your friends by bare compliments, but by giving them sensible tokens of your love.
- SocratesTokens are extremely portable, easy to use, and their life expectancy is more than seven years.
- Arthur Baer