Discretionary Quotes

These types of stores usually locate in an area where people have a higher education level, a higher median age and smaller family sizes. The community is usually wealthier and has discretionary income.

It is being alleged that the Federal Government is `cutting` spending. In fact, we are not `cutting` anything. Defense spending under this budget would rise by 4.3 percent over last year. Other discretionary spending would also rise.

Our results for the first quarter confirm that discretionary consumer spending is softening in New Zealand and Australia.

Our legacy systems just cost too much to maintain. That saps our resources-not only people, but dollars, which leaves very little discretionary money to do the things we need to do to move the organization forward to compete.

Domestic discretionary spending on education and health care and the environment has been growing at 2 to 3 percent a year. He says we have to rein it in, but he ignores the spending category that is the big spike in the budget.

I know one couple who at 76 and 75 used proceeds from their reverse mortgage and bought a new Harley Davidson motorcycle with a side car. There are basically three types of people who get these loans. There are need-based borrowers, who need the money to supplement what they are getting. There are security borrowers, who are getting by but want to add a reserve to pay for such things as emergency repairs. And there are lifestyle borrowers, who are doing OK on their retirement income but want to add some discretionary income.